Topics Under Category: "Spotlight"

Regulatory sandboxes

Should States Create Their Own ‘Regulatory Sandboxes’?

Brian Knight | July 7, 2017

Before the JOBS Act became federal law in 2012, Kansas and Georgia already allowed investment crowdfunding within their borders.  Today, more than 30 states have adopted intrastate crowdfunding laws, underscoring their role as experimental laboratories of democracy. One forward-thinking state, Michigan, has passed a complementary local stock market law. Could regulatory sandboxes be next? In […]

community-based marketing

How Kiva U.S. Ditched Mass Marketing and Got Back to its Roots

Amy Cortese | June 26, 2017

For marketers, Google Adwords, Facebook ads and other mass outreach methods are de rigueur. But what about businesses that are deeply rooted in community? Shouldn’t your marketing strategy reflect your company’s values and ethos? Jonny Price, senior director of Kiva U.S., a pioneering social enterprise that crowdfunds interest-free loans for small businesses, wondered the same […]

barriers to capital

Innovators Face Challenges in Breaking Down Barriers to Capital for Underserved Entrepreneurs

Sarah Trent | June 2, 2017

In just a few short years, MORTAR, a small business incubator in Cincinnati, has made impressive strides in helping longtime residents in fast-gentrifying neighborhoods start businesses and grow in tandem with their neighborhoods’ fortunes. Since 2014, the incubator has expanded from its original location in Over-the-Rhine to include three other Cincinnati neighborhood programs as well […]

From Doorman to Venture Capitalist by Age 24. Meet John Henry

Amy Cortese | March 27, 2017

When I first met John Henry—at a startup party, fittingly enough—he had recently sold his first business and was launching Cofound Harlem, a startup incubator in the historic upper Manhattan neighborhood. He possessed an infectious charm and energy, which might have been chalked up to youthful naiveté. But Henry, now a partner with Harlem Capital […]

impact investing

Impact Investing Rise Good News for Women and Benefit Corps

Anne Field | February 8, 2017

Impact investing is expanding, and that is creating new opportunities for social enterprises, including Benefit Corporations, women-led firms and community-based ventures. Those are some of the implications of a recent study conducted by the Forum for Sustainable and Responsible Investment (US SIF) Foundation. “There are encouraging signs for social entrepreneurs,” says Meg Voorhes, director of research for […]

Crowdfunding legislation, Regulatory Sandbox

Legislation to Buoy Crowdfunding, FinTech This Year

Amy Cortese | January 10, 2017

Are the floodgates ready to open? When the JOBS Act was signed into law in 2012, it laid the groundwork for new forms of small business capital, like crowdfunding, to take hold.  Since then, a number of bills have sought to build on that foundation, yet very few have made it into law. That could […]

Community Capital: Impact Investing, By and For the People

Brian Beckon | December 17, 2016

There’s a refrain we’ve been hearing recently at gatherings of community organizers: “Nothing about us without us is for us.” While these words echo a centuries-old Latin slogan (“nihil de nobis, sine nobis”), they reflect a profound truth as relevant today as it has ever been. Their meaning is something like this: “Don’t try to […]

Small Businesses Are Key to Job Growth in Inner Cities

Locavesting Staff | November 10, 2016

The inner city was a recurring theme in the presidential campaign. President-elect Donald Trump called inner cities “a disaster,” painting a grim picture of violence, poverty and a lack of jobs. The reality is less stark. Cities have undergone a renaissance in recent years and housing prices have risen. Yet a lack of jobs and […]

Blended Capital Fund Helps Small Scale Farmers in Arkansas

Anne Field | October 6, 2016

The funding world used to be fairly straightforward: there was philanthropy for nonprofits, venture capital for startups and bank loans for existing businesses. But in the age of social enterprise and impact investing, those lines are blurring. As more businesses combine a social mission with a for-profit business model, finance is adapting, giving rise to […]

Credibles: Supporting Local Businesses With ‘Edible Credits’ is Just the Start

Amy Cortese | August 19, 2016

Investment crowdfunding may get all the attention these days, but there are other ways of support businesses you love—without all the red tape. One of those is Credibles, an app that lets you pre-pay at your favorite restaurant or food purveyor (like Love & Hummus, shown in photo above), and earn edible credits. Think of […]