Topics Under Tag: "Crowdfunding"

Why Low Minimum Funding Targets Hurt Investment Crowdfunding

Mark Roderick | January 3, 2019

Many businesses raising money under Title III of the JOBS Act are setting “target amounts” as low as $10,000. I understand the motivation, but I’d urge issuers and the platforms to think twice. Background In Title III Crowdfunding (also known as “Regulation Crowdfunding” or “Regulation CF” or simply “Reg CF”), the business (known as the […]

2018 trends

The Year in Community Capital: Coops, Crowdfunding and Other Coups

Locavesting Staff | December 28, 2018

It’s been a head-spinning year. But amid the chaos, a lot of good progress was made in the community capital field.  Here are some of the top stories of 2018: 1. Coops Rising The United Nations designated 2012 the International Year of Cooperatives, but we would argue 2018 was the year that cooperatives really began […]

veterans crowdfunding

A Crowdfunding Bootcamp Aims to Help Veteran Entrepreneurs in North Carolina

Amy Campbell Bogie | November 12, 2018

Raising money is difficult for any entrepreneur, but veteran-owned small businesses in particular tend to struggle with capital raising. A new program in North Carolina aims to help. INVESTinNC, a Wilmington, NC-based crowdfunding education company, has launched an investment crowdfunding program specifically for veteran entrepreneurs. The company is recruiting six veteran entrepreneurs looking to raise […]

Behold the DUSTO. A Guide to Crowd Investing Acronyms.

Locavesting Staff | October 16, 2018

In the beginning, there was common stock—thanks for your money, here’s your certificate. Fast forward to the age of tech startups and gushers of digital coin offerings and things get a little more complex,  ushering in investments such as SAFES and ICOs. Now those terms sound almost quaint as the crowdfunding and fintech worlds dream […]

B Corp crowdfunding

B Corp DoneGood on Why Investment Crowdfunding Makes Sense for Social Enterprises

Cullen Schwarz | September 20, 2018

When a lot of tech startups raise an investment round, they turn exclusively to deep-pocketed venture capitalists in Silicon Valley. For some of those investors, the only real goal is fast growth and massive profit, by any means necessary—goals their startups inherit. Like the mission-driven brands our company works to support, DoneGood strives to be different […]

JOBS Act 3.0

Is JOBS Act 3.0 About to Become Reality?

Locavesting Staff | July 18, 2018

Investment crowdfunding may finally get the fixes that advocates have long called for. On Wednesday, a sweeping collection of bipartisan bills known collectively as the JOBS Act 3.0 passed the House of Representatives with broad support. The package now moves to the Senate. Sponsored by House Financial Services Committee Chairman Jeb Hensarling (R-TX) and Ranking […]

Debt-based Crowdfunding Is Quietly Generating Investor Returns

Locavesting Staff | May 30, 2018

Crowdfunding success is often measured by the number of campaigns meeting their funding targets and the dollars raised. But what about the investor side of the equation? It’s still very early, and there are no industry-wide performance metrics that measure investor returns. But there are inklings. Some investment crowdfunding portals have lately taken to reporting […]

Regulation Crowdfunding

For Regulation Crowdfunding, a Glass Half Full

Amy Cortese | May 16, 2018

Two years ago today, Regulation Crowdfunding went into effect with a promise to transform the investment landscape for entrepreneurs and investors. So how’s it working out? In the first two years, 910 businesses have used the Regulation Crowdfunding exemption (aka Title III of the JOBS Act) which allows them to raise up to $1.07 million […]

crowdfunding investor limits

Regulation Crowdfunding’s Investor Limits Are The Real Problem

Mark Roderick | May 4, 2018

Since the JOBS Act was signed by President Obama in 2012, advocates have been urging Congress to increase the overall limit of $1 million (now $1.07 million, after adjustment for inflation) to $5 million for offerings under Title III (aka Regulation Crowdfunding). But for many issuers, the overall limit is less important than the per-investor […]

Small Change starter home

Small Change: The Crowdfunding Site That Makes Neighborhoods Better Places to Live

Amy Cortese | April 24, 2018

Eve Picker is an architect, city planner, urban designer and real estate developer, among other accomplishments. Her passion for community development and smart, sustainable design led her in 2016 to found Small Change, a Pittsburgh-based real estate crowdfunding site. We caught up with Eve recently to discuss financing transformational projects—such as affordable starter homes built […]